Privacy Notice for General Data Protection Regulation (GDPR)

 

The following notice applies to all customers who register on our website and additionally must be given to any person who is the subject of a report purchased through this website.

PRIVACY NOTICE

This privacy notice concerns the processing of your data.  Should you have any questions about this privacy notice you may contact the Data Protection Officer at Credit Check Services Ltd, Units 51-52 Wenta Building, Innova Business Park, Enfield EN3 6XU, or by email to


The purpose of processing your data
For the applicant subject of the application forms completed online. Credit Check Services processes your data on behalf of your employer or agent with whom you have given authorisation to carry out background checks.  The background checks comprise UK financial background checks for the purpose of employment or obtaining a residential tenancy agreement. 

For the employer, agent or landlord registering with the credit-check-services.co.uk website.  We will receive data comprising your registration details you have submitted and additionally we will record your IP address and we will use cookies to manage your data interaction with the credit-check-services.co.uk website.  Your data is only used for communication with yourself and managing your interactions with the credit-check-services.co.uk website for logging in/out and processing applicant forms.


Lawful consent
Credit Check Services will only process your data with lawful consent, this will require that you have given specific consent to either your employer or agent or landlord.  Your consent can be withdrawn at any time and you can request a copy of your personal data and also for that data to be destroyed.


Categories of personal data obtained
For the applicant subject of the application forms completed online. The background checking process will obtain data from Experian UK which may include records verifying residency at an address, CCJs or bankruptcy, any corrections you have notified on your credit file.


Recipients of personal data
The personal data provided to Credit Check Services via your employer, agent or landlord will only be received by Credit Check Services and Experian UK.
The completed financial background check will be returned to the employer, agent or landlord that has requested the report. 


Retention of your personal data
For the applicant subject of the application forms completed online. It is the policy for Credit Check Services not to hold your personal data for more than 3 months after completion of the requested background screening.  The period or 3 months is to allow for Credit Check Services to respond to any further queries from yourself, your employer or your agent.  After 3 months records of the applicant forms and screening files are deleted.
For the employer, agent or landlord registering with the credit-check-services.co.uk website.  We will retain your registration details and IP address as long as you continue to be registered on the credit-check-services.co.uk.


Your rights
Your consent can be withdrawn at any time and you can request a copy of your personal data and also for that data to be destroyed. It is also your right to complain to the Information Commissioner’s Office (ICO) if you think there is a problem with the way your data is being handled.  The ICO website  http://www.ico.org.uk provides details for contacting them.